Terms & Conditions

1. About us

Payflow ("we", "us", "Service") provides a tool to create invoices, accept international payments, and request payouts. By using the Service you agree to these Terms.

2. Your account

You are responsible for keeping your credentials secure and for everything that happens under your account. Provide accurate information and keep it up to date.

3. Acceptable use

You may not use the Service for anything unlawful, fraudulent, infringing, abusive, or to interfere with its security or availability. We can suspend accounts that breach these rules.

4. Payments and fees

Payments are processed by our reseller Paddle.com. Paddle.com is the Merchant of Record for all orders, handles customer service inquiries and returns. We charge a flat 2.5% commission on the gross paid amount of each invoice, deducted before your balance becomes available for payout. Payment, tax and billing mechanics are governed by Paddle's Buyer Terms.

5. Payouts

You may request a payout of your available balance using one of the supported methods. We process payouts within 2 business days. You are responsible for providing accurate destination details and for any local taxes on your earnings.

6. Intellectual property

We retain ownership of the Service and its software, design, and branding. We grant you a limited, non-transferable right to use the Service for its intended purpose.

7. Service level

The Service is provided "as is". We do not guarantee it will be uninterrupted or error-free.

8. Liability

To the maximum extent permitted by law, our aggregate liability is capped at the fees you paid us in the prior 12 months. We exclude liability for indirect, consequential or special damages.

9. Termination

We may suspend or terminate access for material breach, non-payment, fraud risk, or repeated policy violations. You can stop using the Service at any time.

10. Governing law

These Terms are governed by the laws of the jurisdiction in which we are established.